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• Tradition Bank IRA Rates

  Tradition Bank is offering individual retirement accounts requiring a minimum opening deposit of $500 for all account terms.

  Below are Tradition Bank IRA rates effective September 2009:

  • 6 month IRA – 1.35%APY
  • 12 month IRA – 1.60%APY
  • 18 month IRA – 1.75%APY
  • 24 month IRA Rising Star IRA – 1.85%APY
  • 36 month IRA – 2.75%APY
  • 60 month IRA – 3.10%APY

  Note that a substantial penalty will be imposed by the bank for early withdrawal. Tradition Bank, an FDIC insured bank, has locations in Katy, Houston and The Woodlands, Texas.

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• Oregon Coast Bank IRA Rates

  Oregon Coast Bank offers two types of Individual Retirement Accounts, a fixed IRA and a variable IRA.  There are only two IRA terms offered:

  1. 12 month IRA Fixed and 12 month IRA Variable at 1.65%APY; and
  2. 24 month IRA Fixed and 24 month IRA Variable at 2.25%APY.

  Both IRA terms require at least $1,000 minimum opening deposit. The APY are accurate as of August 21, 2009 but subject to change. A penalty may be imposed for early withdrawal.

  Oregon Coast Bank, which has four (4) locations in Oregon, is FDIC insured.

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• The Juniata Valley Bank IRA Rates

  The Juniata Valley Bank is offering IRA accounts with APYs accurate as of August 19, 2009. The terms and APYs are as follows:

  1. 12 month variable rate IRA at 1.65%APY. The minimum to open and obtain the stated APY is $100; and
  2. Education IRA (Coverdell) at 1.65%APY;

  Other special IRA offers include:

  1. 7 month IRA at 1.25%APY;
  2. 15 month IRA at 1.45%APY. $1,000 minimum; and
  3. 36 month IRA at 2.30%APY.

  Juniata Valley Bank has various locations in Pennsylvania. It is insured with FDIC.

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• OneUnited Bank IRA CD Rates

  OneUnited Bank is offering IRA CD products that require $1,000 minimum opening deposit and $1,000 minimum average daily balance to obtain the below APY:

  • Unity 270 day  IRA CD – 1.70%APY
  • Unity 90 day IRA CD – 1.00%APY
  • Unity 2 year IRA CD – 2.25%APY
  • Unity 3 year IRA CD – 2.45%APY

  The above APYs are accurate as of August 10, 2009 but subject to change. OneUnited Bank is a member of FDIC.

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