Best IRA CD Rates

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  • Atlas Bank is offering competitive Traditional and Roth IRA rates. The best Traditional and Roth IRA rates that are listed in the bank’s rate sheet as of August 4, 2010 are:

    • 1 year at 1.71%APY
    • 2 years at 2.22%APY
    • 36 months at 2.28%APY

    The minimum deposit is $2,500.

    There could be fees that could reduce your earnings. Funds of Atlas Bank are insured up to maximum limit set by FDIC to $250,000 per depositor. Branches are located at Brooklyn and Staten Island.

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  • National Bank of Kansas City offers competitive IRA rates. The minimum opening deposit required is $4,000. Also, a minimum balance of $1.00 is required to obtain the APY.

    You will find below the National Bank of Kansas City’s IRA rates effective as of April 8, 2010. Note, however, that rates may change after account opening.

    • IRA 6-11 month (CD) – 0.75%APY
    • IRA 12-23 month (CD) – 1.00%APY
    • IRA 24-35 month (CD) – 1.50%APY
    • IRA 36-47 month (CD) – 2.00%APY
    • IRA 48-59 month (CD) – 2.20%APY
    • IRA 60 month (CD) – 2.60%APY

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  • Legacy Bank, a financial institution serving the greater Sedgwick area in Kansas, currently has a special promotion on time deposit.

    The special promotion rates below are current as of April 7, 2010. It may be worth checking for those individuals interested in banking with Legacy Bank.

    The terms of the special promotion time deposit and the corresponding rates offered are the following:

    • 7 month – 1.25%APY. Requires $5,000 minimum opening deposit
    • 13 month – 1.45%APY. Requires $,5000 minimum opening deposit

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