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• 12 month IRA Rates offered by banks in Michigan

  IRA rates vary by banks. Here are some IRA rates offered by banks in the State of Michigan.

  1. Dart Bank 12 month IRA (accurate as of August 5, 2009)  – 1.41%APY for deposits between $500 to $9,999 and 1.56%APY for deposits of $10,000 and over;

  2. Eastern Michigan Bank 12 month IRA (accurate as of August 26, 2009) – 0.90%APY for deposits between $500 to $1,000;

  3. DFCU Financial 12 month IRA (accurate as of August 27, 2009) - 1.50%APY for deposits between $1,000 to $24,999, 1.60% for deposits between $25,000 to $99,999 and 1.70% for deposits of $100,000 and above;

  4. Community State Bank 12 month IRA (accurate as of August 25, 2009) – 1.15%APY for deposits of $500; and

  5. Sterling Bank & Trust 12 month IRA CD (accurate as of August 27, 2009) – 1.30%APY for deposits of $500.

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