If you are a resident of South Carolina who is looking for a bank who can give you the best return on your money, check out Sandhills Bank. The bank is currently offering CD and IRA rates that are very competitive.
As of May 7, 2009, Sandhills Bank offers 2.30%APY on a 12 month CD or IRA and 2.50%APY on a 24 month CD or IRA. Both CD and IRA terms require a minimum deposit of $1,000 to obtain the APY.
The bank, which is insured with FDIC, will impose a penalty for early withdrawal.