Ohio Valley Bank has interesting customer rewards CD and IRA specials.
The bank currently is offering two terms of CD and IRA specials with rates depending on terms and CD or IRA account type. For example, the 15 month term CD and IRA has three APY offers. A 15 month CD or IRA alone is at 2.00%APY. It is 2.25%APY if the 15 month CD or IRA comes with Checking or Money Market or Loan and 2.50%APY if the 15 month CD or IRA comes with Checking and Money Market or Loan.
The same with the 35 month CD or IRA where the CD rate and IRA rate differs on account type. If you open a 35 month CD or IRA only, the APY is 2.50%. It is 2.75%APY if the 35 month CD or IRA comes with Checking or Money Market or Loan and 3.00%APY if it comes with Checking and Money Market or Loan.
In other words, the rate is higher if you open an additional checking, money market or loan account in addition to the CD or IRA account that you want to open.
This is ideal for those with a lot of cash to park in the bank as it requires an initial minimum deposit of $10,000.