Citizens & Northern Bank IRA CD Rates

Citizens & Northern Bank is offering four IRA CD terms with competitive rates as follows:

  • 18 month IRA/ESA Variable CD at 3.03%APY with no minimum deposit to open and obtain the APY
  • 36 to 47 months Fixed IRA CD at 2.68%APY with $500 minimum deposit to open and obtain the APY
  • 48 to 59 months Fixed IRA CD at 2.93%APY with $500 minimum deposit to open and obtain the APY
  • 60 months Fixed IRA CD at 3.44%APY with $500 minimum deposit to open and obtain the APY.

The bank will impose a substantial penalty for early withdrawal and there may be fees that could reduce your earnings.

Except for the IRA/ESA Variable CD which rate may change after the account is opened, the rest of the IRA CD rates are fixed for the term of the certificate of deposit.

Citizens & Northern Bank is insured with FDIC.

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