Best IRA CD Rates
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Here are Discover Bank’s CD and IRA Account Rates as of February 3, 2011. If you are looking for the best bank CD and IRA account rates, please take a moment to review the table of CD and IRA rates below from Discover Bank and see if the bank’s offer meets your requirement. You will also find Discover Bank’s money market account rates as well as savings account rates below. You can compare Discover Bank’s previous CD and IRA rates here.

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Established in 1934 by eight visionary leaders as DPS Credit Union, Westerra Credit Union, as it is now being called, offers competitive IRA rates to its members. The IRA rates offered, accurate as of August 17, 2010, are as follows:
- 3 months – 0.30%APY
- 6 months – 0.55%APY
- 12 months – 0.80%APY
- 24 months – 1.30%APY
- 36 months – 1.55%APY
- 48 months – 2.10%APY
- 60 months – 2.45%APY
The minimum balance required for the above terms or period of investment is $500 with rates computed daily and paid monthly. Note that you will be penalized if you make an early withdrawal. In addition, once the IRA investment matures, it may be renewed automatically for the same term and at the current rate.
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Atlas Bank is offering competitive Traditional and Roth IRA rates. The best Traditional and Roth IRA rates that are listed in the bank’s rate sheet as of August 4, 2010 are:
- 1 year at 1.71%APY
- 2 years at 2.22%APY
- 36 months at 2.28%APY
The minimum deposit is $2,500.
There could be fees that could reduce your earnings. Funds of Atlas Bank are insured up to maximum limit set by FDIC to $250,000 per depositor. Branches are located at Brooklyn and Staten Island.



