SEARCH HERE!

• Best Bank 12 month CD Rate for November 2011

  If you are serious about building your IRA CD or CD portfolio, you  may have been searching the net all the while only to find out your efforts are going to waste. Finding the best IRA CD rate or the best CD rate can be time consuming, unless you are loyal to your bank to which you will just accept any IRA CD rate or CD rate offer they may have.  However, if you are someone that will never settle for the second best, then you have come to the right place.  Check and compare with the best IRA CD rates for October 2011.

  For November 2011, the best IRA CD rate or the best CD rate comes from banks who offer online banking.

  Here are the banks that offer the best 12 month IRA CD rate or the best 12 month CD rate offer for November 2011:

  • MidFirst Direct High Yield Online CD at 1.10%APY. The rate applies to CDs opened online. The rate structure is fixed and interest is compounded daily. The bank requires $1,000 minimum amount to open, but note that there is a penalty for early withdrawal. MidFirst Direct also offers a 6 month high yield online CD at0.90%APY with $1,000 minimum requirement.

  • Ascencia, a division of PBI Bank, CD at 1.04%APY. $500 minimum is required to open. Interest for this CD is fixed and compounded monthly.

  Read the rest of this entry »

  No Comments

• Wells Fargo IRA Rates November 2011

  Wells Fargo’s IRA rates are perhaps one of the most competitive IRA rates in the market today. However, Wells Fargo IRA rates depend largely on which state you reside.

  For example, if you reside in the District of Columbia, the IRA CD rate for a 26 month IRA CD special is higher than the IRA CD rate offered in Massachusetts. DC residents get to enjoy a much better IRA CD rates for a few of its IRA CD terms.

  Take a look at the bank’s current deposit rates for October 29, 2011 to November 4, 2011 offered in the District of Columbia:

  • 11 months – 0.15%APY
  • 26 months – 0.55%APY
  • 39 months – 0.90%APY
  • 58 months – 1.15%APY

  Compare these IRA CD special rates with the rates offered in Massachusetts below:

  • 11 months – 0.15%APY
  • 26 months – 0.40%APY
  • 35 months – 0.65%APY
  • 58 months – 1.15%APY

  Read the rest of this entry »

  No Comments

• Ally Bank IRA High Yield at 1.03%APY

  If you make a thorough research of banks, you will notice that there are only few banks that are offering a high yield IRA. An example is Ally Bank, a direct bank.

  Ally offers an IRA high yield certificate of deposit, an IRA 12-month CD, at 1.03%APY. With this, you can rollover with Traditional or Roth IRAs. You can compare this IRA rate with a compilation of the best IRA CD rates for October 2011.

  The good thing about this offer is that the bank is not charging a fee for maintaining your IRA account. In other words, no monthly or annual fees for maintaining your IRA account.

  The bank also has a Ten Day Best Rate Guarantee, which allows you to automatically get the best rate it offers when you renew your CD. In other words, when you renew your IRA CD, you will automatically get the best rate offer within 10 days beginning with the CD renewal date.

  Read the rest of this entry »

  No Comments

• Monona State Bank IRA Certificate Rates, October 2011

  Monona State Bank, with locations in Wisconsin, current IRA certificate rates are quite competitive. The bank’s rate sheet as of October 7, 2011, shows an offering of 1 year to 5 year term IRA certificates.

  A year ago or sometime in March 2010, Monona State Bank offers IRA certificates with the same terms from 1 year to 5 years. The IRA certificate rates offered that time fared with what other banks offered.

  This October 2011, Monona Sate Bank offered IRA certificates with the same terms of 1 year to 5 years. However, as you can see, there is a big drop in the IRA certificate rates being offered now compared to what was offered a year ago. Below are the current IRA certificate rates of Monona State Bank:

  1 year term – 0.57%APY

  2 year term – 0.80%APY

  3 year term – 1.15%APY

  4 year term – 1.50%APY

  5 year term – 1.75%APY

  Read the rest of this entry »

  No Comments