First Bank of San Luis Obispo, a division of Pacific Capital Bank, NA which is based in California, is currently promoting IRA CDs.
It offers 3 long term IRA CDs that requires $1,000 minimum opening deposit. The terms are 36-month IRA CD at 2.25%APY, 48-month IRA CD at 2.25%APY and 60-month IRA CD at 2.25%APY.
These APYs are accurate as of April 28, 2009 but is subject to change without notice. APYs also assume interest remains on deposit up to its maturity period. A $20 annual fee and special handling fees may also apply.