Ever Bank is offering a self-directed IRA wherein you have complete control in managing your account. With Ever Bank, you have two options on where to put your IRA funds. One is the Yield Pledge Money Market Account and second is the Yield Pledge Certificate of Deposit. Both accounts require a minimum deposit of $1,500, no annual fee, FDIC insured and there is no risk to principal funds.
The bank is offering a 3 month bonus rate of 2.51%APY for a start if you choose the Yield Pledge Money Market Account with a high yield all year long rate of 1.87%APY for balances of up to $50,000. On the other hand, if you choose the Yield Pledge Certificate of Deposit Account, Ever Bank offers a 1 year rate of 2.20%APY.
Ever Bank received two recognitions, a four-star rating from BauerFinancial and a three-star rating from VERIBANC.