Update 1. Nexity Bank made changes to its offered IRA CD rates in April 2009. For the 12 month IRA CD, it’s now 2.11%APY, down from the previous rate of 2.31%APY. The bank’s 24 month IRA CD and 36 month IRA CD are also down by 0.12%APY.
The best IRA CD rate thus far is that of Discover Bank. Discover Bank is offering 4.00%APY on a 10 year term Roth and Traditional IRA CD. You can watch your retirement savings grow with the tax-advantaged option. This best IRA CD rate is accurate as of