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• Urban Trust Bank IRA CD Rates

  Urban Trust Bank offers competitive IRA CD rates that only require a minimum opening deposit of $500. The IRA CD rates offered however apply only to opening balances between $500 and $249,999.

  The highest IRA CD rate offered by the bank is 4.50%APY for a 60 month term. The rest of the IRA CD rates are as follows:

  • 48 months – 4.25%APY
  • 39 months – 4.00%APY
  • 24 months – 2.85%APY
  • 18 months – 2.80%APY
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