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• Monona State Bank IRA Certificate Rates, October 2011

  Monona State Bank, with locations in Wisconsin, current IRA certificate rates are quite competitive. The bank’s rate sheet as of October 7, 2011, shows an offering of 1 year to 5 year term IRA certificates.

  A year ago or sometime in March 2010, Monona State Bank offers IRA certificates with the same terms from 1 year to 5 years. The IRA certificate rates offered that time fared with what other banks offered.

  This October 2011, Monona Sate Bank offered IRA certificates with the same terms of 1 year to 5 years. However, as you can see, there is a big drop in the IRA certificate rates being offered now compared to what was offered a year ago. Below are the current IRA certificate rates of Monona State Bank:

  1 year term – 0.57%APY

  2 year term – 0.80%APY

  3 year term – 1.15%APY

  4 year term – 1.50%APY

  5 year term – 1.75%APY

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• Monona State Bank IRA Certificates Rates

  Monona State Bank offers IRA certificates with rates that are very competitive. Take a look at how the bank fares with what other bank are offering:

  With $1,000 minimum to open, IRA certificates with the following terms will earn you as much as:

  • 1.30%APY for a 1 year IRA certificate;
  • 1.60%APY for a 2 year IRA certificate;
  • 2.25%APY for a 3 year IRA certificate;
  • 2.60%APY for a 4 year IRA certificate; and
  • 3.10%APY for a 5 year IRA certificate.

  Monona State Bank also offers an 11 month CD special at 1.55%APY that requires $2,500 minimum to open. The bank has 3 locations in Madison, Wisconsin.

  You can compare what Monona State Bank offers with that of Hancock Bank and Golf Savings Bank. Or if you are from Indiana you may be interested in checking out the IRA CD rates in Indiana for February 2010.

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