Best IRA CD Rates

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  • FME Federal Credit Union is offering a High Yield Payroll Savings IRA, a six-month IRA account that allows you to save and earn an IRA rate of 2.75%APY. The rate is paid up to your maximum yearly IRA contribution limit.

    Only funds from Payroll Savings sources may be deposited into the account. In addition, dividends are paid semi-annually each year, January 1 and July 1.

    Here are FME Federal Credit Union’s IRA Savings Plan:

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  • Maintaining relationship with your bank is really a good thing. It pays off as some banks are now willing to pay depositors more for letting them manage your money.

    Viking Bank of Washington State, for example, is offering CD and IRA relationship rates that are more than the national average CD and IRA rates.

    The bank’s current CD and IRA relationship rates offer are:

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  • Looking for 12 month IRA rates that will give you more returns to your retirement portfolio? Affinity Bank is offering a 12 month IRA with rate accurate as of May 11, 2009. However, this IRA rate may change any time at the bank’s discretion.

    Affinity Bank’s 1 year or 12 month IRA is at 2.45%APY. To open and to obtain the APY, the bank requires a minimum investment of $500. Note that early withdrawal of deposits will be slapped a substantial penalty. Also, the stated rate may not be available in all locations.

    Affinity Bank is also offering a 7 day IRA at 0.50%APY that requires $500 minimum investment. 2 year IRA rate is 2.50%APY and 3, 4 and 5 year IRA rate is at 2.00%APY. All requires $2,000 minimum investment.

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