Best IRA CD Rates

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  • MidWest BankCentre, serving St. Louis since 1906, is offering special IRA products with highly competitive rates. These special IRA products are:

    1. Escalator IRA CD – 2.90%APY
    2. IRA Accumulator CD that requires daily balances up to $24,999.99 – 1.15%APY
    3. IRA Accumulator CD that requires daily balances of $25,000 to $49,999.99 – 1.25%APY
    4. IRA Accumulator CD that requires daily balances of $50,000 and above – 1.25%APY

    A variable rate IRA CD is also being offered but the APY is very low at 0.59%.

    The above IRA CD rates are effective October 20, 2009. Midwest BankCentre has eight locations in Missouri.

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  • York Traditions Bank has a special rate offer on its 60 month IRA CD. As of August 4, 2009, it is offering 3.20%APY on its 60 month IRA CD. Minimum balance to open a York Traditions Bank IRA CD account is $500. Note that a penalty may be imposed for early withdrawal.

    York Traditions Bank has 3 locations in York, Pennsylvania.

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  • Adams County National Bank of Gettysburg, Pennyslvania is offering a Step Up CD that is also available for IRA CD products. With the bank’s Step Up CD, you can request for a rate adjustment once during the initial term of the CD.

    The bank is currently offering only a 27 month Step Up IRA CD at 2.07%APY, which may be modified or discountinued without notice.

    There is a $5,000 minimum deposit required to open the account as well as to obtain the APY. A maximum of $500,000 is allowed per depositor.

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