Best IRA CD Rates

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  • Looking for a certificate of deposit or an IRA CD? SunTrust Bank has special CD offer and IRA CDs with flexible terms at a competitive, fixed interest rate. This offer runs for a limited time only.

    The following terms and APYs are what SunTrust offers as of August 30, 2010. However, please note that the APYs may change at any time and without notice. There is also a penalty imposed for early withdrawal. Minimum opening balance is $2,000.

    • 10 month no penalty CD – 0.40%APY
    • 29 month CD and IRA CD – 1.25%APY
    • 39 month CD and IRA CD – 1.50%APY
    • 49 month CD and IRA CD – 1.75%APY
    • 60 month CD and IRA CD – 2.00%APY

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  • Vantage Credit Union offers IRA CDs with minimum deposit requirements of $500.00, $2,000.00 and $50,000.00. The offer includes IRA CD account types such as Traditional IRA CDs, Jumbo Traditional IRA CDs, Roth IRA CDs, and Jumbo Roth IRA CDs. However, the IRA CD rate that you will get depends on the IRA CD term you choose and the amount of money invested. In other words, the longer you keep your money in the bank, the better the earning results.

    Below are what Vantage Credit Union IRA CD rate offers to investors like you.

    • Traditional IRA CDs ($2,000.00 minimum)
    1. 12 month – 1.00%APY
    2. 18 month – 1.25%APY
    3. 24 month – 1.50%APY
    4. 36 month Step Up – 2.00%APY
    5. 48 month – 2.45%APY
    6. 60 month – 2.90%APY

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  • National Bank of Kansas City offers competitive IRA rates. The minimum opening deposit required is $4,000. Also, a minimum balance of $1.00 is required to obtain the APY.

    You will find below the National Bank of Kansas City’s IRA rates effective as of April 8, 2010. Note, however, that rates may change after account opening.

    • IRA 6-11 month (CD) – 0.75%APY
    • IRA 12-23 month (CD) – 1.00%APY
    • IRA 24-35 month (CD) – 1.50%APY
    • IRA 36-47 month (CD) – 2.00%APY
    • IRA 48-59 month (CD) – 2.20%APY
    • IRA 60 month (CD) – 2.60%APY

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