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• Discover Bank IRA CD Rates December 2011

  Discover updated its bank IRA CD rates effective December 1, 2011. The IRA CD terms are 3 months and up to 10 years. Whatever IRA CD term you feel is right for you, Discover has it. You can compare the current IRA CD rates of Discover from its previous offer for the past six months.

  Here are the current IRA CD rates offer of Discover Bank:

  • 3 months – 0.40%APY
  • 6 months – 0.75%APY
  • 9 months – 0.85%APY
  • 12 months – 1.00%APY
  • 18 months – 1.10%APY
  • 24 months – 1.20%APY
  • 30 months – 1.30%APY
  • 3 years – 1.45%APY
  • 4 years – 1.65%APY
  • 5 years – 1.90%APY
  • 7 years – 2.10%APY
  • 10 years – 2.50%APY

  The above IRA CD rates offer applies to personal accounts only and are based on a $2,500 minimum balance. Thus, not applicable for business accounts and for account balances that falls below the minimum balance requirement. Also, if you make an early withdrawal, you  may be charged a penalty. The above rates may change daily so it’s best to check back more often for updates.

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• Wells Fargo IRA Rates November 2011

  Wells Fargo’s IRA rates are perhaps one of the most competitive IRA rates in the market today. However, Wells Fargo IRA rates depend largely on which state you reside.

  For example, if you reside in the District of Columbia, the IRA CD rate for a 26 month IRA CD special is higher than the IRA CD rate offered in Massachusetts. DC residents get to enjoy a much better IRA CD rates for a few of its IRA CD terms.

  Take a look at the bank’s current deposit rates for October 29, 2011 to November 4, 2011 offered in the District of Columbia:

  • 11 months – 0.15%APY
  • 26 months – 0.55%APY
  • 39 months – 0.90%APY
  • 58 months – 1.15%APY

  Compare these IRA CD special rates with the rates offered in Massachusetts below:

  • 11 months – 0.15%APY
  • 26 months – 0.40%APY
  • 35 months – 0.65%APY
  • 58 months – 1.15%APY

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• Best IRA CD Rate March 2011

  An Individual Retirement Account (IRA) is a tax free investment. It is a good retirement strategy if you stash away even a few hundred dollars each month and invest it in an IRA CD. Many banks, brokerage and even insurance companies are offering this type of investment. However finding which bank offers the best IRA CD rate is time consuming. We have provided the best IRA CD rate for March 2011 below for reference. The IRA CD rate only applies to a 12 month IRA.

  • Transportation Alliance Bank offers 1.26%APY. Minimum amount to open is $1,000.
  • Nationwide Bank offers 1.25%APY. Minimum amount to open is $500.

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