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Columbia Bank of Washington State is offering various financial products for residents who want to grow their retirement money. The bank offers short-term and long-term investments as short as 1 month. 1 to 5 months IRA CD is at 0.45%APY and requires $500 opening deposit and to obtain the APY.
The bank’s IRA CD rates and APYs are current as of April 27, 2009. The best IRA CD rate is a 60 month term IRA CD at 2.78%APY. It requires a minimum deposit of $500 however, you must maintain a balance of $100,000 to obtain the APY. There’s a longer wait to get the returns as earnings are compouned and paid quarterly.
Customers will also have a better idea as to where the bank is heading because its financial information is made available online.



