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• Credit Union IRA CD with Bump Up Rate

  Looking for IRA CD with Bump Up Rate is a smart way of investing. If rates go up after opening an account, you can demand a raise and credit unions will raise your APY based on the prevailing rate.

  Among the credit unions offering IRA CDs with Bump Up Rate are the following:

  1. As of 7/16/09, the Northwest Community Credit Union offers “Bump Rate” IRA CDs that include:

  • 25 month IRA Bump – 1.75%APY
  • 37 month IRA Bump – 2.15%APY
  • 49 month IRA Bump – 2.55%APY
  • 61 month IRA Bump – 2.80%APY

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