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• Best IRA CD Rates October 2011

  Bank IRA CD rates change from time to time so it’s best to check around which bank offers the best IRA CD rate. For the month of October 2011, we have gathered the following banks which offer the highest APY on IRA CD.

  Here are our top 5 banks offering the highest APY for a 12 month IRA CD. Compare the below certificate of deposit rates with what was offered in September 2011.

  1. Ascencia – 1.13%APY. Minimum amount required to open is $500.

  2. Aurora Bank – 1.13%APY. $1,000 minimum is required to open.

  3. AloStar Bank of Commerce – 1.12%APY. $1,000 minimum is required to open.

  4. Goldwater Bank – 1.12%APY. The bank requires at least $5,000 minimum to open. Quite high for a 1.12%APY rate.

  5. AIG Bank – 1.10%APY. Requires $2,500 minimum to open.

  The top 5 banks offering the highest APY for a 5 year IRA CD are:

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• 60 month or 5 year IRA CD June 2011

  Here are some information we have gathered for the 60 month or 5 year IRA CD for June 2011. If you are up to it then check the IRA CD rates below. If you notice Columbia Bank offers the best IRA CD rate for this month at 2.70%APY and only $500 is required to open the account. Note that the IRA CD rates below are for informational purposes only and it is suggested that you should consult the bank directly for more information or rate changes.

  • Discover Bank

  60 month or 5 year IRA – 2.35%APY based on 5/31/11 rate sheet or check Discover Bank’s May 2011 60 month IRA.

  • Hills Bank & Trust Company

  60 month or 5 year IRA – 2.50%APY based on 6/3/11 rate sheet

  • Nationwide Bank
    

  60 month or 5 year IRA – 2.35%APY for balances above $100,000 based on 6/6/11 rate sheet or you can check the bank’s May 2011 60 month or 5 year IRA CD here.

  • KNBT, a division of National Penn Bank

  60 month IRA Special – 2.25%APY – $500 minimum balance effective 6/6/11 – 6/12/11

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