SEARCH HERE!

• Best Bank 12 month CD Rate for November 2011

  If you are serious about building your IRA CD or CD portfolio, you  may have been searching the net all the while only to find out your efforts are going to waste. Finding the best IRA CD rate or the best CD rate can be time consuming, unless you are loyal to your bank to which you will just accept any IRA CD rate or CD rate offer they may have.  However, if you are someone that will never settle for the second best, then you have come to the right place.  Check and compare with the best IRA CD rates for October 2011.

  For November 2011, the best IRA CD rate or the best CD rate comes from banks who offer online banking.

  Here are the banks that offer the best 12 month IRA CD rate or the best 12 month CD rate offer for November 2011:

  • MidFirst Direct High Yield Online CD at 1.10%APY. The rate applies to CDs opened online. The rate structure is fixed and interest is compounded daily. The bank requires $1,000 minimum amount to open, but note that there is a penalty for early withdrawal. MidFirst Direct also offers a 6 month high yield online CD at0.90%APY with $1,000 minimum requirement.

  • Ascencia, a division of PBI Bank, CD at 1.04%APY. $500 minimum is required to open. Interest for this CD is fixed and compounded monthly.

  Read the rest of this entry »

  No Comments

• Monona State Bank IRA Certificate Rates, October 2011

  Monona State Bank, with locations in Wisconsin, current IRA certificate rates are quite competitive. The bank’s rate sheet as of October 7, 2011, shows an offering of 1 year to 5 year term IRA certificates.

  A year ago or sometime in March 2010, Monona State Bank offers IRA certificates with the same terms from 1 year to 5 years. The IRA certificate rates offered that time fared with what other banks offered.

  This October 2011, Monona Sate Bank offered IRA certificates with the same terms of 1 year to 5 years. However, as you can see, there is a big drop in the IRA certificate rates being offered now compared to what was offered a year ago. Below are the current IRA certificate rates of Monona State Bank:

  1 year term – 0.57%APY

  2 year term – 0.80%APY

  3 year term – 1.15%APY

  4 year term – 1.50%APY

  5 year term – 1.75%APY

  Read the rest of this entry »

  No Comments

• Best IRA CD Rates for July 2011

  Ever think of where you can get the best IRA CD rate for this month? If you are into saving for retirement, it is a wise investment strategy to put some of your cash into an IRA CD. Here are some banks that offer the best IRA CD rate:

  1. ALOSTAR Bank of Commerce (formerly Nexity Bank) – 12 month IRA is 1.27%APY
  2. bankofinternet – 1.27%APY for 12-23 months IRA
  3. ConneXus Credit Union – 1.25%APY for 12 months CD
  4. Aurora Bank – 1.21%APY 12 month CD
  5. Discover Bank – 1.20%APY 12 months CD account
  6. Colorado Federal Savings Bank – 1.20%APY 12 month CD

  Read the rest of this entry »

  No Comments