Best IRA CD Rates

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  • Here are Discover Bank’s CD and IRA Account Rates as of February 3, 2011. If you are looking for the best bank CD and IRA account rates, please take a moment to review the table of CD and IRA rates below from Discover Bank and see if the bank’s offer meets your requirement. You will also find Discover Bank’s money market account rates as well as savings account rates below. You can compare Discover Bank’s previous CD and IRA rates here.

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  • BankWest is offering two term IRA certificates. The minimum deposit to open the IRA certificate is $2,000. The bank IRA rates offered effective October 1, 2009 are:

    1. 18 month IRA Certificate – 2.42%APY and
    2. 30 month IRA Certificate – 2.78%APY.

    The bank also offers certificate of deposit specials. The rates are effective September 1, 2009:

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  • Pacific Mercantile Bank offers Personal IRA products that require a minimum deposit of $7,500. The IRA rates are accurate as of July 14, 2009 but may change after account opening. There may also be fees and withdrawal penalties which could lower your earnings.

    • 18 month CD – 2.53%APY
    • 2 year CD – 2.53%
    • 5 year CD – 2.53%

    There is a maintenance fee of $15 for accounts opened prior to January 1, 2006 with account balances below $10,000.

    Pacific Mercantile bank with locations in California is insured with FDIC, however, it only has one star rating from bankrate.com.

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