{"id":21289,"date":"2019-09-24T16:42:22","date_gmt":"2019-09-24T14:42:22","guid":{"rendered":"https:\/\/benefex-dev.local\/sv\/tjanstepension-en-investering-vard-att-visa-upp\/"},"modified":"2026-03-22T11:04:35","modified_gmt":"2026-03-22T10:04:35","slug":"tjanstepension-en-investering-vard-att-visa-upp","status":"publish","type":"post","link":"https:\/\/benifex.com\/sv\/tjanstepension-en-investering-vard-att-visa-upp\/","title":{"rendered":"Tj\u00e4nstepension: en investering v\u00e4rd att visa upp"},"content":{"rendered":"

En av fyra anst\u00e4llda i Sverige skulle \u00f6verv\u00e4ga att<\/span> byta jobb f\u00f6r att f\u00e5 b\u00e4ttre pensionsf\u00f6rm\u00e5ner<\/a>, enligt en ny unders\u00f6kning. Trots detta verkar tj\u00e4nstepensionen \u2013 som dessutom \u00e4r den enskilt dyraste personalf\u00f6rm\u00e5nen f\u00f6r m\u00e5nga arbetsgivare \u2013 inte vara ett sj\u00e4lvklart samtals\u00e4mne vid rekrytering. I en<\/span> unders\u00f6kning av Kantar Sifo<\/a>, gjord p\u00e5 uppdrag av initiativtagarna till Tj\u00e4nstepensionens dag, uppgav knappt tv\u00e5 av tio att tj\u00e4nstepensionen togs upp vid deras senaste anst\u00e4llningsintervju.<\/span><\/span><\/p>\n

<\/p>\n

En som d\u00e4remot g\u00e4rna pratar pension<\/a> vid rekrytering \u00e4r Anna Willford, HR Business Partner p\u00e5 techbolaget Zenuity, som startade 2017 och har 410 anst\u00e4llda p\u00e5 sitt kontor i G\u00f6teborg. Kampen om talangerna \u00e4r h\u00e5rd i IT-branschen, <\/span>och kollektivavtal och tj\u00e4nstepension kan bli en viktig konkurrensf\u00f6rdel. \"Anna_Willford_Zenuity\"<\/span><\/p>\n

\u2013 I mindre bolag och startups \u00e4r det ingen sj\u00e4lvklarhet att erbjuda tj\u00e4nstepension<\/a>. Och utan tj\u00e4nstepension beh\u00f6ver ju medarbetarna sj\u00e4lva s\u00e4tta av pengar till sin framtida pension. Om vi inte visar upp detta som en del av v\u00e5rt anst\u00e4llningserbjudande kanske kandidaten bara ser till l\u00f6nen, och missar det totala v\u00e4rdet. Tj\u00e4nstepensionen \u00e4r en stor investering f\u00f6r oss som arbetsgivare. Vi vill s\u00e5klart att medarbetarna uppskattar den h\u00e4r och nu, och inte bara \u00e4r tacksamma den dagen de g\u00e5r i pension.<\/span><\/p>\n

 <\/p>\n

Ut\u00f6ver avs\u00e4ttningen till tj\u00e4nstepension har Zenuitys anst\u00e4llda tillg\u00e5ng till placeringsr\u00e5d fr\u00e5n Lifeplan. De n\u00e5r tj\u00e4nsten via sin personliga medarbetarportal<\/a> fr\u00e5n Benify.<\/span><\/p>\n

\u2013 Lifeplan \u00e4r ett smidigt s\u00e4tt f\u00f6r oss som arbetsgivare att erbjuda bra r\u00e5dgivning till en liten kostnad. Jag gillar konceptet att h\u00e5lla nere avgifterna s\u00e5 att det blir mer kvar f\u00f6r medarbetarna att investera. <\/span><\/p>\n

Tj\u00e4nstepension som hygienfaktor<\/span><\/h2>\n

P\u00e5 mer etablerade bolag \u00e4r tj\u00e4nstepension betydligt vanligare \u00e4n i startup-v\u00e4rlden: \"Charlotta_Lilieblad_IFS\"<\/span><\/p>\n

\u2013 Det \u00e4r en hygienfaktor med tj\u00e4nstepension idag, s\u00e4ger Charlotta Lilieblad, chef f\u00f6r HR Service Center p\u00e5 IT-bolaget IFS, som har cirka 430 anst\u00e4llda bara i Sverige.<\/span><\/p>\n

Att tj\u00e4nstepensionen ses som sj\u00e4lvklar betyder dock inte att alla f\u00f6rst\u00e5r v\u00e4rdet. Kommunikation \u00e4r viktig f\u00f6r att \u00f6ka kunskapen och uppskattningen, enligt Charlotta: <\/span><\/p>\n

\u2013 I v\u00e5ra onboarding<\/a>-samtal med nyanst\u00e4llda lyfter vi fram pension och f\u00f6rs\u00e4kringar s\u00e5 att ingen ska missa vad som ing\u00e5r i anst\u00e4llningen. <\/span><\/p>\n

\u00c4ven p\u00e5 IFS kan medarbetarna sedan ett par \u00e5r tillbaka ta del av r\u00e5dgivning online fr\u00e5n Lifeplan, efter att tidigare ha erbjudits personlig r\u00e5dgivning fr\u00e5n de f\u00f6rs\u00e4kringsbolag som \u00e4r knutna till f\u00f6retagets pensionsavtal.<\/span><\/p>\n

\u2013 Att g\u00e5 \u00f6ver till en l\u00e4ttillg\u00e4nglig och digital tj\u00e4nst som Lifeplan k\u00e4ndes naturligt eftersom v\u00e5ra anst\u00e4llda anv\u00e4nder digitala verktyg hela tiden i sitt dagliga arbete. Det var ocks\u00e5 viktigt f\u00f6r oss att r\u00e5dgivningen skulle vara neutral, och inte baseras p\u00e5 kick-backs till r\u00e5dgivarna. Som arbetsgivare ska vi inte ta st\u00e4llning f\u00f6r hur medarbetarna placerar sitt pensionskapital. <\/span><\/p>\n

Ett annat sk\u00e4l till att IFS valde att erbjuda sin pensionsr\u00e5dgivning via Lifeplan \u00e4r att man ville samla allt som r\u00f6r personalf\u00f6rm\u00e5ner i Benifys portal, d\u00e4r Lifeplans tj\u00e4nst finns integrerad. Att erbjuda samma tj\u00e4nst till alla \u00f6kar dessutom likv\u00e4rdigheten i organisationen.<\/span><\/p>\n

\u2013 Vi har tre olika pensionsavtal, s\u00e5 ist\u00e4llet f\u00f6r att skicka medarbetarna till tre olika st\u00e4llen f\u00f6r r\u00e5dgivning ville vi erbjuda en likv\u00e4rdig tj\u00e4nst som fungerar f\u00f6r alla anst\u00e4llda, oavsett f\u00f6rs\u00e4kring, f\u00f6rklarar Charlotta.<\/span><\/p>\n

Vill du veta mer om hur du kan erbjuda oberoende pensionsr\u00e5dgivning<\/a> till dina medarbetare? Ladda ner ett infoblad om Lifeplan<\/a>.<\/em><\/p>\n

En viktig del av ett attraktivt f\u00f6rm\u00e5nsutbud<\/h2>\n

\"Jesper-Lundkvist-Antura\"Pensionsf\u00f6rm\u00e5ner \u00e4r en viktig del av det totala f\u00f6rm\u00e5nsutbudet f\u00f6r den som vill vara en attraktiv och omt\u00e4nksam arbetsgivare. Det menar Jesper Lundkvist, CFO p\u00e5 det G\u00f6teborgsbaserade mjukvaruf\u00f6retaget Antura:<\/span><\/p>\n

\u2013 Jag tycker att man har ett ansvar som arbetsgivare att f\u00f6rklara f\u00f6r medarbetarna varf\u00f6r det \u00e4r viktigt med pension och vad det kan inneb\u00e4ra att ha f\u00f6r dyra pensionsl\u00f6sningar. <\/span><\/p>\n


F\u00f6rutom tj\u00e4nstepension erbjuds alla Anturas anst\u00e4llda oberoende r\u00e5dgivning via Lifeplan. Och det \u00e4r just oberoendet som g\u00f6r att Jesper helhj\u00e4rtat kan rekommendera Lifeplan till sina medarbetare:<\/span><\/p>\n

\u2013 Om det hade handlat om r\u00e5dgivare som tj\u00e4nar pengar genom provisioner hade jag inte kunnat st\u00e5 bakom det med gott samvete. Den absolut st\u00f6rsta f\u00f6rdelen med Lifeplan \u00e4r att det inte finns n\u00e5gon dold intj\u00e4ning, vilket annars kan vara v\u00e4ldigt sn\u00e5rigt i pensionsdjungeln. <\/span><\/p>\n

Som erfaren CFO, och tidigare revisor, har Jesper sett m\u00e5nga olika typer av pensionsl\u00f6sningar genom \u00e5ren, b\u00e5de i Sverige och internationellt:<\/span><\/p>\n

\u2013 Tyv\u00e4rr \u00e4r det inte alla arbetsgivare som visar tillr\u00e4cklig omsorg om medarbetarna p\u00e5 det h\u00e4r omr\u00e5det. D\u00e4rf\u00f6r k\u00e4nns det j\u00e4ttekul att vi p\u00e5 Antura inte bara erbjuder tj\u00e4nstepension, som ju \u00e4r en v\u00e4ldigt bra f\u00f6rm\u00e5n i sig, utan ocks\u00e5 ger medarbetarna m\u00f6jlighet att kunna f\u00f6rvalta den p\u00e5 b\u00e4sta s\u00e4tt genom Lifeplan. <\/span><\/p>\n

L\u00e4s g\u00e4rna mer om hur Lifeplan har gett Anturas medarbetare nyttiga aha-upplevelser om pensionen<\/a>.<\/span><\/p>\n

\n

Vill du ocks\u00e5 f\u00e5 aha-upplevelser som hj\u00e4lper dig att f\u00f6rst\u00e5 det svenska pensionssystemet b\u00e4ttre, b\u00e5de ur ett medarbetar- och arbetsgivarperspektiv? D\u00e5 ska du lyssna p\u00e5 v\u00e5rt inspelade webbinarium med Lifeplans pensionsexpert. <\/span><\/p>\n

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En av fyra anst\u00e4llda i Sverige skulle \u00f6verv\u00e4ga att byta jobb f\u00f6r att f\u00e5 b\u00e4ttre pensionsf\u00f6rm\u00e5ner, enligt en ny unders\u00f6kning. Trots detta verkar tj\u00e4nstepensionen \u2013 som dessutom \u00e4r den enskilt dyraste personalf\u00f6rm\u00e5nen f\u00f6r m\u00e5nga arbetsgivare \u2013 inte vara ett sj\u00e4lvklart samtals\u00e4mne vid rekrytering. I en unders\u00f6kning av Kantar Sifo, gjord p\u00e5 uppdrag av initiativtagarna till Tj\u00e4nstepensionens […]<\/p>\n","protected":false},"author":0,"featured_media":21293,"comment_status":"closed","ping_status":"open","sticky":false,"template":"tpl.news-post.php","format":"standard","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"categories":[787,801],"tags":[791,803],"class_list":["post-21289","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pension","category-traffa-en-benify-kund","tag-pension","tag-traffa-en-benify-kund"],"acf":[],"yoast_head":"\nTj\u00e4nstepension: en investering v\u00e4rd att visa upp<\/title>\n<meta name=\"description\" content=\"Att prata pension p\u00e5 anst\u00e4llningsintervjun \u00e4r l\u00e5ngtifr\u00e5n sj\u00e4lvklart, enligt en f\u00e4rsk unders\u00f6kning. 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