{"id":20728,"date":"2018-12-11T16:00:00","date_gmt":"2018-12-11T15:00:00","guid":{"rendered":"https:\/\/benefex-dev.local\/sv\/vad-ar-bruttoloneavdrag\/"},"modified":"2026-03-22T10:48:31","modified_gmt":"2026-03-22T09:48:31","slug":"vad-ar-bruttoloneavdrag","status":"publish","type":"post","link":"https:\/\/benifex.com\/sv\/vad-ar-bruttoloneavdrag\/","title":{"rendered":"Bruttol\u00f6neavdrag &#8211; vad \u00e4r det?"},"content":{"rendered":"<p><span><\/span><span><\/span><\/p>\n<h2 style=\"font-size: 18px\"><strong>Allt fler f\u00f6retag \u2013 inklusive m\u00e5nga som finns med p\u00e5 listor \u00f6ver \u00e5rets b\u00e4sta arbetsplatser \u2013 har hittat nya s\u00e4tt att skapa merv\u00e4rde f\u00f6r sina anst\u00e4llda och samtidigt fr\u00e4mja en h\u00e4lsosammare balans mellan arbete och fritid. M\u00e5nga f\u00f6retag erbjuder d\u00e4rf\u00f6r sina anst\u00e4llda m\u00f6jligheten att k\u00f6pa skattefria f\u00f6rm\u00e5ner som dras fr\u00e5n bruttol\u00f6nen, detta kallas ocks\u00e5 f\u00f6r <a href=\"https:\/\/www.benify.se\/lonevaxling\/\" rel=\"noopener\" target=\"_blank\">l\u00f6nev\u00e4xling<\/a>. <\/strong><\/h2>\n<hr>\n<p><span style=\"font-size: 18px\">Ny teknik inom l\u00f6n och f\u00f6rm\u00e5ner g\u00f6r det mycket l\u00e4ttare f\u00f6r arbetsgivare att integrera processen med sina l\u00f6nesystem och externa leverant\u00f6rer. Detta leder till att det ocks\u00e5 blir l\u00e4ttare f\u00f6r anst\u00e4llda att bl\u00e4ddra bland dessa f\u00f6rm\u00e5ner och k\u00f6pa dem via en personlig <a href=\"https:\/\/www.benify.se\/var-produkt\/\" rel=\"noopener\" target=\"_blank\">medarbetarportal<\/a>.<\/span><\/p>\n<p><!--more--><\/p>\n<h3 style=\"font-size: 28px\">Vad \u00e4r skillnaden mellan bruttol\u00f6n och nettol\u00f6n?<\/h3>\n<ul>\n<li>\n<p style=\"font-size: 18px\">Bruttol\u00f6nen \u00e4r den l\u00f6n som arbetsgivaren betalar innan skatter, sociala avgifter och andra l\u00f6nekostnader dras av. Denna summa st\u00e5r p\u00e5 en l\u00f6ntagares l\u00f6nespecifikation och i skattedeklarationen. Det \u00e4r denna summa man menar n\u00e4r man pratar om \u00e5rsinkomst eller m\u00e5nadsl\u00f6n.<\/p>\n<\/li>\n<li>\n<p style=\"font-size: 18px\">Nettol\u00f6nen \u00e4r beloppet som blir kvar efter att alla skatter, sociala avgifter och andra l\u00f6nekostnader har dragits av.<\/p>\n<\/li>\n<\/ul>\n<h4 style=\"font-weight: bold;font-size: 28px\">Vilka bruttol\u00f6neavdrag \u00e4r mest popul\u00e4ra?<\/h4>\n<p style=\"font-size: 18px\">Benify \u00e4r en global leverant\u00f6r av f\u00f6rm\u00e5nsl\u00f6sningar och hj\u00e4lper kunder som Ericsson, IKEA, L&#8217;Or\u00e9al och Teva att erbjuda sina anst\u00e4llda ett brett utbud av moderna f\u00f6rm\u00e5ner. Vi genomf\u00f6rde nyligen en studie d\u00e4r fler \u00e4n 1100 HR-proffs fick fr\u00e5gan om vilka f\u00f6rm\u00e5ner de uppskattar mest. M\u00e5nga uppgav popul\u00e4ra vardagsf\u00f6rm\u00e5ner som:<\/p>\n<ul style=\"font-size: 18px\">\n<li>\n<p style=\"font-size: 18px\"><a href=\"\/tag\/pension\" rel=\"noopener\">pension<\/a> och f\u00f6rs\u00e4kring<\/p>\n<\/li>\n<li>\n<p>h\u00e4lso- och sjukv\u00e5rd (OBS: nya regler fr\u00e5n 2018 \u2013 l\u00e4s v\u00e5rt inl\u00e4gg om hur du som arbetsgivare kan erbjuda <a href=\"\/efter-lagandringen-sa-kan-du-erbjuda-sjukvard-som-personalforman\" rel=\"noopener\" target=\"_blank\">sjukv\u00e5rd som personalf\u00f6rm\u00e5n<\/a>)<\/p>\n<\/li>\n<li>\n<p><a href=\"\/allt-du-behover-veta-om-tjanstebil\" rel=\"noopener\" target=\"_blank\">tj\u00e4nstebil<\/a><\/p>\n<\/li>\n<li>\n<p>barnomsorg<\/p>\n<\/li>\n<li>\n<p>fler semesterdagar<\/p>\n<\/li>\n<li>\n<p>mer semesterl\u00f6n och\/eller sjukpenning<\/p>\n<\/li>\n<li>\n<p>friskv\u00e5rd<\/p>\n<\/li>\n<li>\n<p style=\"font-size: 18px\"><a href=\"https:\/\/www.benify.se\/personalrabatter\/\" rel=\"noopener\" target=\"_blank\">personalrabatter<\/a><\/p>\n<\/li>\n<\/ul>\n<p><img decoding=\"async\" src=\"https:\/\/benifex.com\/sv\/wp-content\/uploads\/sites\/2\/BENIFY_Top_10_Employee_Benefits_2018-1.jpg\" width=\"1000\" style=\"width: 1000px\" alt=\"benify-friskvard-formaner\"><\/p>\n<p style=\"text-align: center\"><span style=\"font-style: italic\">Se resultaten i sin helhet genom att ladda ner listan <\/span><a href=\"https:\/\/info.benify.se\/hr-tio-i-topp\" rel=\"noopener\" target=\"_blank\" style=\"font-style: italic\">HR-experternas tio-i-topp-f\u00f6rm\u00e5ner<\/a><\/p>\n<h3>Vilka bruttol\u00f6neavdrag \u00e4r vanligast?<\/h3>\n<p style=\"font-size: 18px\">Bruttol\u00f6neavdrag \u00e4r i regel skattefria och best\u00e4ms av Skatteverket. Kriterierna f\u00f6r skattefria f\u00f6rm\u00e5ner kan skilja sig mellan olika l\u00e4nder och beror ofta p\u00e5 v\u00e4rdet, syftet och\/eller typen av f\u00f6rm\u00e5n som erbjuds. N\u00e5gra vanliga bruttol\u00f6neavdrag \u00e4r:<\/p>\n<ul style=\"font-size: 18px\">\n<li>\n<p>tj\u00e4nstebil (vanligtvis en kombination av b\u00e5de brutto- och nettokostnader)<\/p>\n<\/li>\n<li>\n<p>sjukv\u00e5rdsf\u00f6rm\u00e5ner, t.ex. tillg\u00e5ng till f\u00f6retagsh\u00e4lsa, behandlingar och gruppf\u00f6rs\u00e4kringar (OBS: nya regler fr\u00e5n 2018 \u2013 l\u00e4s detta inl\u00e4gg om <a href=\"\/efter-lagandringen-sa-kan-du-erbjuda-sjukvard-som-personalforman\" rel=\"noopener\" target=\"_blank\">hur du kan erbjuda sjukv\u00e5rdsf\u00f6rm\u00e5ner<\/a> mot nettol\u00f6neavdrag)<\/p>\n<\/li>\n<li>\n<p>barnomsorg, barnpassning och l\u00e4xhj\u00e4lp<\/p>\n<\/li>\n<li>\n<p style=\"font-size: 18px\">extra <a href=\"https:\/\/www.benify.se\/tjanstepension\/\" rel=\"noopener\" target=\"_blank\">tj\u00e4nstepension<\/a><\/p>\n<\/li>\n<\/ul>\n<h3 style=\"font-size: 28px\">Varf\u00f6r erbjuder arbetsgivare bruttol\u00f6neavdrag?<\/h3>\n<p style=\"font-size: 18px\">Bruttol\u00f6neavdrag har m\u00e5nga f\u00f6rm\u00e5ner f\u00f6r b\u00e5de arbetsgivare och anst\u00e4llda. De \u00e4r kostnadseffektiva f\u00f6r arbetsgivare, g\u00f6r dyra tj\u00e4nster billigare f\u00f6r anst\u00e4llda, och bidrar till en mer h\u00e4lsosam balans mellan arbete och fritid. Bruttol\u00f6neavdrag har ocks\u00e5 konkreta aff\u00e4rsm\u00e4ssiga f\u00f6rdelar f\u00f6r arbetsgivare \u2013 f\u00f6rm\u00e5nen bidrar till b\u00e4ttre <a href=\"\/tag\/employer-branding\" rel=\"noopener\">employer branding<\/a> och hj\u00e4lper f\u00f6retag att attrahera och beh\u00e5lla topptalanger.<\/p>\n<h2 style=\"font-size: 24px\"><span style=\"font-size: 28px\">Vilka f\u00f6rdelar har bruttol\u00f6neavdrag?<\/span><\/h2>\n<ul>\n<li>\n<p style=\"font-size: 18px\">Anst\u00e4llda f\u00e5r tillg\u00e5ng till en m\u00e4ngd f\u00f6rm\u00e5ner, till exempel extra pension, pendling och andra tj\u00e4nster. Kostnaden dras direkt fr\u00e5n bruttol\u00f6nen och resulterar i en l\u00e4gre skattepliktig l\u00f6n (vilket inneb\u00e4r att man betalar l\u00e4gre inkomstskatt p\u00e5 sin m\u00e5nadsl\u00f6n).<\/p>\n<\/li>\n<li>\n<p style=\"font-size: 18px\">L\u00e4gre l\u00f6nekostnader (till exempel sociala avgifter och f\u00f6rs\u00e4kringar) f\u00f6r arbetsgivaren. Arbetsgivaren kan v\u00e4lja att ge tillbaka denna besparing till arbetsgivaren i form av en rabatt p\u00e5 f\u00f6rm\u00e5nen.<\/p>\n<\/li>\n<\/ul>\n<h4 style=\"font-size: 28px\">Vad b\u00f6r man t\u00e4nka p\u00e5 innan man nyttjar sitt bruttol\u00f6neavdrag?<\/h4>\n<p><span style=\"font-size: 18px\">Bruttol\u00f6neavdrag har m\u00e5nga f\u00f6rdelar men l\u00f6ntagare b\u00f6r \u00e4nd\u00e5 \u00f6verv\u00e4ga eventuella ekonomiska konsekvenser som regelbundna bruttol\u00f6neavdrag kan medf\u00f6ra. De p\u00e5verkar inte bara nettol\u00f6nen utan kan i vissa fall \u00e4ven p\u00e5verka eventuella f\u00f6rm\u00e5ner som man har r\u00e4tt till.<\/span><\/p>\n<p><span style=\"background-color: transparent;font-size: 18px\">Pensions- och f\u00f6rs\u00e4kringsutf\u00e4rdare (b\u00e5de offentliga och privata) ber\u00e4knar flera saker utifr\u00e5n bruttol\u00f6nen, till exempel:<\/span><\/p>\n<ul>\n<li>\n<p><span style=\"font-size: 18px\">semesterl\u00f6n<\/span><\/p>\n<\/li>\n<li>\n<p><span style=\"font-size: 18px\">sjukpenning och\/eller arbetsl\u00f6shetsers\u00e4ttning<\/span><\/p>\n<\/li>\n<li>\n<p><span style=\"font-size: 18px\">pension (b\u00e5de allm\u00e4n pension och tj\u00e4nstepension)<\/span><\/p>\n<\/li>\n<\/ul>\n<ul>\n<li>\n<p><span style=\"font-size: 18px\">f\u00f6r\u00e4ldrapenning<\/span><\/p>\n<\/li>\n<\/ul>\n<p><span style=\"font-size: 18px\">Det \u00e4r viktigt att f\u00f6rst\u00e5 alla ekonomiska konsekvenser innan man v\u00e4ljer att nyttja ett bruttol\u00f6neavdrag. P\u00e5 Benify g\u00f6r vi det m\u00f6jligt f\u00f6r arbetsgivare att skr\u00e4ddarsy tillg\u00e5ngen till dessa f\u00f6rm\u00e5ner utifr\u00e5n lokala regler g\u00e4llande l\u00f6n, pension och f\u00f6rs\u00e4kring \u2013 dessutom skickar vi ett personligt meddelande till varje anst\u00e4lld<\/span> <span style=\"font-size: 18px\">om bruttol\u00f6neavdraget kan medf\u00f6ra negativa ekonomiska konsekvenser.<\/span><\/p>\n<hr>\n<p style=\"font-size: 18px;font-weight: bold\">Vill du veta mer om hur Benify kan hj\u00e4lpa med detta? Om din organisation redan \u00e4r ansluten till Benifys plattform kan du prata med din kontaktperson p\u00e5 Benify.<\/p>\n<p style=\"font-size: 18px;font-weight: bold\">Om du inte \u00e4r ansluten \u00e4n \u00e4r du varmt v\u00e4lkommen att boka en <a href=\"https:\/\/info.benify.se\/boka-demo\" rel=\"noopener\" target=\"_blank\">kostnadsfri genomg\u00e5ng<\/a> av v\u00e5r plattform.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Allt fler f\u00f6retag \u2013 inklusive m\u00e5nga som finns med p\u00e5 listor \u00f6ver \u00e5rets b\u00e4sta arbetsplatser \u2013 har hittat nya s\u00e4tt att skapa merv\u00e4rde f\u00f6r sina anst\u00e4llda och samtidigt fr\u00e4mja en h\u00e4lsosammare balans mellan arbete och fritid. M\u00e5nga f\u00f6retag erbjuder d\u00e4rf\u00f6r sina anst\u00e4llda m\u00f6jligheten att k\u00f6pa skattefria f\u00f6rm\u00e5ner som dras fr\u00e5n bruttol\u00f6nen, detta kallas ocks\u00e5 f\u00f6r [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":20729,"comment_status":"closed","ping_status":"open","sticky":false,"template":"tpl.news-post.php","format":"standard","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"categories":[749],"tags":[753],"class_list":["post-20728","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-anstallningsformaner","tag-anstallningsformaner"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.7 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Bruttol\u00f6neavdrag - Vad \u00c4r Det? - Vi Ger Dig Svaren | Benify<\/title>\n<meta name=\"description\" content=\"M\u00e5nga arbetsplatser fr\u00e4mjar en h\u00e4lsosammare balans mellan arbete och fritid genom f\u00f6rm\u00e5ner genom bruttol\u00f6neavdrag. 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