Shoreline Bank of Washington State offers two types of IRA products as you can see in its rate sheet.
- An 18 month IRA CD which has an APY of 2.00% as of September 11, 2009. The 18 month IRA CD requires at least $500 minimum opening deposit.
- An IRA Savings CD with an APY of .50%. The rate is variable and requires no minimum opening deposit.
Note that there is a penalty for early withdrawal.