Best IRA CD Rates

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  • National Bank of Kansas City offers competitive IRA rates. The minimum opening deposit required is $4,000. Also, a minimum balance of $1.00 is required to obtain the APY.

    You will find below the National Bank of Kansas City’s IRA rates effective as of April 8, 2010. Note, however, that rates may change after account opening.

    • IRA 6-11 month (CD) – 0.75%APY
    • IRA 12-23 month (CD) – 1.00%APY
    • IRA 24-35 month (CD) – 1.50%APY
    • IRA 36-47 month (CD) – 2.00%APY
    • IRA 48-59 month (CD) – 2.20%APY
    • IRA 60 month (CD) – 2.60%APY

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  • Legacy Bank, a financial institution serving the greater Sedgwick area in Kansas, currently has a special promotion on time deposit.

    The special promotion rates below are current as of April 7, 2010. It may be worth checking for those individuals interested in banking with Legacy Bank.

    The terms of the special promotion time deposit and the corresponding rates offered are the following:

    • 7 month – 1.25%APY. Requires $5,000 minimum opening deposit
    • 13 month – 1.45%APY. Requires $,5000 minimum opening deposit

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  • Monona State Bank offers IRA certificates with rates that are very competitive. Take a look at how the bank fares with what other bank are offering:

    With $1,000 minimum to open, IRA certificates with the following terms will earn you as much as:

    • 1.30%APY for a 1 year IRA certificate;
    • 1.60%APY for a 2 year IRA certificate;
    • 2.25%APY for a 3 year IRA certificate;
    • 2.60%APY for a 4 year IRA certificate; and
    • 3.10%APY for a 5 year IRA certificate.

    Monona State Bank also offers an 11 month CD special at 1.55%APY that requires $2,500 minimum to open. The bank has 3 locations in Madison, Wisconsin.

    You can compare what Monona State Bank offers with that of Hancock Bank and Golf Savings Bank. Or if you are from Indiana you may be interested in checking out the IRA CD rates in Indiana for February 2010.

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