Tired of the low bank rates? Try credit unions. Credit unions offer a much better rate as members are their top priority.
For example, Lake Michigan Credit Union is offering an IRA Money Market Savings at 2.750%APY. This IRA Money Market Savings APY is effective as of January 1, 2010 but subject to change.
The credit union has 27 locations in the West Michigan area and boost itself of 150,000 members.