Guaranty Bank IRA CD Rates

Guaranty Bank offers competitive IRA CD rates but rates vary by location. To open, a minimum balance of $1,000 is required. IRA CD terms are 3 months to 5 years.

IRA CD rates below are accurate as of June 22, 2009 and apply to residents of Northern California.

  • 5 months & 6 months – 1.01%APY
  • 7 months – 1.35%APY
  • 8 months – 1.60%APY
  • 9 months – 1.80%APY
  • 1 year, 16 months &¬† 2 years – 2.00%APY
  • 14 months & 15 months – 2.15%APY
  • 19 months – 2.20%APY
  • 3 years – 2.25%APY
  • 4 years – 2.50%APY
  • 5 years and above – 2.71%APY

Update October 19, 2009:

  • 3 months – 0.15%APY
  • 5 months – 0.40%APY
  • 6 months – 0.50%APY
  • 7 months – 0.60%APY
  • 8 months – 0.70%APY
  • 9 months – 0.85%APY
  • 1 year – 1.15%APY
  • 14, 15 & 16 months¬† – 1.05%APY
  • 19 months – 1.00%APY
  • 2 years – 1.70%APY
  • 3 years – 1.75%APY
  • 4 years – 2.20%APY
  • 5 years and above – 2.50%APY

The above APYs apply to residents of Northern California. Note that APY vary by location. BBVA Compass purchased the banking operations of Guarantee Bank.

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