ViewPoint Bank IRA CD Rates

ViewPoint Bank is offering 3 types of CD and IRA CD products.

1. A 12 month Regular Start-up CD and IRA Start-up CD at 1.25%APY which requires $100 minimum opening deposit and obtain the APY. Rate is compounded and paid quarterly.

2.  Regular CD and IRA CD which require $1,000 minimum opening deposit and obtain the APY. APYs and compounding of interests vary according to terms.

  • 3 months – 0.75%APY. Simple interest paid at maturity.
  • 6 months – 1.25%APY. Interest compounded and paid monthly.
  • 12 months at 1.50%APY, 18 months at 2.00%APY, 24 months at 2.15%APY, 36 months at 2.50%APY, 48 months at 2.75%APY and 60 months at 3.00%APY. Interests in all of these terms are compounded and paid quarterly.

3. Jumbo CD and IRA Jumbo CD, ideal for high-stake investors. Opening this account requires at least $100,000. The rates though are just higher by 0.10%APY compared to the regular CD and IRA CD rates. Interests are also compounded at different times depending on term chosen.

  • 3 months – 0.85%APY. Simple interest paid at maturity.
  • 6 months – 1.35%APY. Interest compounded and paid monthly.
  • 12 months at 1.60%APY, 18 months at 2.10%APY, 24 months at 2.25%APY, 36 months at 2.60%APY, 48 months at 2.85%APY and 60 months at 3.10%APY. Interests in all of these terms are compounded and paid quarterly.

ViewPoint Bank is insured with FDIC.

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