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• IRA Money Market Savings 2.750%APY

  Tired of the low bank rates? Try credit unions. Credit unions offer a much better rate as members are their top priority.

  For example, Lake Michigan Credit Union is offering an IRA Money Market Savings at 2.750%APY. This IRA Money Market Savings APY is effective as of January 1, 2010 but subject to change.

  The credit union has 27 locations in the West Michigan area and boost itself of 150,000 members.

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• Mutual of Omaha Bank Nevada Individual Retirement Account Rates

  Mutual of Omaha Bank in Nevada is offering a 36 month IRA special at 2.40%APY. This Individual Retirement Account rate is already a very competitive one considering the declining banking rates.

  Other individual retirement accounts offered by the Mutual of Omaha Bank Nevada are:

  1. 6 month IRA at 0.75%APY
  2. 9 month special IRA at 1.35%APY
  3. 12 month IRA at 1.00%APY
  4. 18 month IRA at 1.50%APY
  5. 60 month IRA at 2.35%APY

  The minimum amount to open is $500.

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• Sun West Bank Individual Retirement Accounts

  Sun West Bank, with locations in Las Vegas and Reno, Nevada, is offering Individual Retirement Accounts with competitive rates.

  For instance, Sun West Bank’s Roth IRA has an APY of 2.00%. A 365 days IRA is also at 2.00% and an 18 month IRA is also at 2.00%. These IRA rates are not high in comparison to the rates offered years back.

  The minimum balance to open and obtain the APY is $100. The bank however imposes a penalty for early withdrawal. The IRA rates are accurate as of 10/15/09 but may change at any time.

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