Best IRA CD Rates

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  • BankWest is offering two term IRA certificates. The minimum deposit to open the IRA certificate is $2,000. The bank IRA rates offered effective October 1, 2009 are:

    1. 18 month IRA Certificate – 2.42%APY and
    2. 30 month IRA Certificate – 2.78%APY.

    The bank also offers certificate of deposit specials. The rates are effective September 1, 2009:

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  • FME Federal Credit Union is offering a High Yield Payroll Savings IRA, a six-month IRA account that allows you to save and earn an IRA rate of 2.75%APY. The rate is paid up to your maximum yearly IRA contribution limit.

    Only funds from Payroll Savings sources may be deposited into the account. In addition, dividends are paid semi-annually each year, January 1 and July 1.

    Here are FME Federal Credit Union’s IRA Savings Plan:

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  • First City Bank, a Florida based bank, is offering Individual Retirement Accounts. The IRA rates and APYs effective October 1, 2009 are as follows:

    First City Bank IRA rates:

    • 12 month Variable – 2.10%
    • 12 month Fixed Rate – 2.10%
    • 24 month Fixed-Rate – 2.30%

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