Best IRA CD Rates
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The top 15 best IRA rates for May 2010 are as follows:
- Navy FCU (1 Year Special EasyStart Certificate CESA) – 2.90%APY. Minimum deposit $50.
- Wings Financial CU (1 Year IRA) – 1.91%APY
- First City Bank (12 month Variable IRA) – 1.81%APY
- Alliance CU (12-17 Traditional IRA) – 1.65%APY. Minimum deposit of $1K and max of $25K.
- ISN Bank (1 Year IRA) – 1.51%APY. Minimum of $1K
- Melrose CU (1 Year Share IRA Certificates) – 1.51%APY
- Acacia Federal Savings Bank (12 Month IRA) – 1.50%APY
- Discover Bank (12 Month IRA) - 1.50%APY
- H&R Block Bank (12 month IRA) – 1.50%APY
- Giantbank.com (12 Month Giant IRA) – 1.46%APY
- Nationwide Bank (12 Month IRA) – 1.45%APY
- Country Bank for Savings (1 Year IRA) – 1.40%APY
- Northwest FCU (1 Year Add-On IRA Certificate) – 1.36%APY
- American Bank (12 Month IRA) - 1.30%APY
- First National Community Bank (1 Year Variable Rate IRA) – 1.25%APY
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National Bank of Kansas City offers competitive IRA rates. The minimum opening deposit required is $4,000. Also, a minimum balance of $1.00 is required to obtain the APY.
You will find below the National Bank of Kansas City’s IRA rates effective as of April 8, 2010. Note, however, that rates may change after account opening.
- IRA 6-11 month (CD) – 0.75%APY
- IRA 12-23 month (CD) – 1.00%APY
- IRA 24-35 month (CD) – 1.50%APY
- IRA 36-47 month (CD) – 2.00%APY
- IRA 48-59 month (CD) – 2.20%APY
- IRA 60 month (CD) – 2.60%APY
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Legacy Bank, a financial institution serving the greater Sedgwick area in Kansas, currently has a special promotion on time deposit.
The special promotion rates below are current as of April 7, 2010. It may be worth checking for those individuals interested in banking with Legacy Bank.
The terms of the special promotion time deposit and the corresponding rates offered are the following:
- 7 month – 1.25%APY. Requires $5,000 minimum opening deposit
- 13 month – 1.45%APY. Requires $,5000 minimum opening deposit



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