Bank of America 18 Month IRA CD at 2.10%APY

Bank of America is offering IRA CDs with maturity periods of 3 months to 84 months. For a consumer account 18 month IRA CD, Bank of America offers a rate of 2.10%APY. To obtain this APY, account balance must be above $10,000. Other consumer account IRA CD rates that require balances of over $10,000 to obtain the APY are as follows:

  • 3 month – 1.00%APY
  • 6 month – 1.25%APY
  • 7 month – 1.50%APY
  • 9 month – 1.40%APY
  • 12 month – 2.00%APY
  • 24 month & 30 month – 1.50%APY
  • 36 month – 2.00%APY
  • 48 month – 3.00%APY
  • 60 month & 84 month – 2.10%APY

The APY is higher by o.15% for accounts with balances of over $250,000 on a 3 month IRA CD and 0.10% higher on a 6 month IRA CD. Ideal for those who have lots of funds as the term is shorter.

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